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FSA outlaws non-advised mortgage sales

The Financial Services Authority (FSA) has confirmed it is removing the non-advised sales process for mortgages, but has clarified its definition of 'regulated' advice following concerns from lenders.

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FSA: mortgage rules will return 'common sense' to market

The Financial Services Authority (FSA) has published final rules on mortgage selling, convinced they will "put common sense at the heart of the market" and prevent borrowers taking out unaffordable...

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The final MMR rules: condensed

They have been several years in the making, but today the Financial Services Authority (FSA) published its final rules for mortgage sellers following the Mortgage Market Review (MMR).

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MMR: right policy, wrong time

Keith Green, from consultants Navigant, assesses the Financial Service Authority's (FSA's) final rules for mortgage sellers...

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Mortgage lender Accord cuts rates in ten-day sale

Accord Mortgages has launched a ten-day sale on six of its mortgage products.

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AMI expects bumper year for mortgage advisers

The Association of Mortgage Intermediaries (AMI) said it expects advisers' share of the mortgage market to increase markedly this year as a raft of changes boost their prospects.

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Brokers' five biggest bugbears

It's Emma Mason's job, as business development manager at Blacks Connect, to visit mortgage intermediaries on a regular basis.

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CBI demands £1.25bn Budget boost to housing market

The Confederation of British Industry (CBI) has urged the Chancellor to make house building and home finance the main plank of his upcoming Budget in order to boost confidence in the economy.

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House prices rise biggest in three years

House prices in England and Wales rose by 0.3% in March, the largest month-on-month increase since March 2010, figures suggest.

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Halifax to pay Stamp Duty bill for first-time buyers

Halifax's mortgage adviser arm, Halifax Intermediaries, is set to pay the full Stamp Duty bill for first time buyers purchasing homes worth up to £250,000.

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Thousands of interest-only mortgage borrowers face funding shortfall

Hundreds of thousands of interest-only mortgage borrowers whose deals mature before 2020 are likely to face a funding shortfall, according to estimates produced for the Financial Conduct Authority...

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Help to Buy could fuel house price bubble

Help to Buy could push first-time buyer house prices up 20% to more than £150,000 by the end of 2015, a financial consultancy has warned.

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Are you ready to become a landlord?

A guide for people considering a move into the buy-to-let market.

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Older first-time buyers locked out of Help to Buy

Housing minister Mark Prisk has acknowledged older first-time buyers may miss out on the government's Help to Buy scheme.

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Home sales data hints at full-blown recovery

The housing market revival witnessed in recent months may soon become a full-scale recovery, figures obtained by a property survey suggest.

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Lloyds returns to profit; eyes orphaned IFA clients

Lloyds Banking Group is back in the black after announcing a profit before tax of £2.1bn for the six months to the end of June - and said it is on course to target IFA clients orphaned by the Retail...

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HSBC launches 'all-time low' 1.49% mortgage

HSBC has launched the lowest ever fixed rate mortgage seen in the UK mortgage market with a 1.49% headline rate product.

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Quarter of homebuyers 'paying at least £7k stamp duty'

More than a quarter of home-buyers in England and Wales are now paying stamp duty at the higher rates of 3% or more, research suggests.

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Ed Balls: Help to Buy will squeeze out first-time buyers

Shadow Chancellor Ed Balls has warned the government's Help to Buy scheme will make it harder for would-be first-time buyers to get onto the housing ladder.

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Govt brings forward Help to Buy launch date

The second part of the Help to Buy scheme will be available from next week after the Government brought forward the launch date by three months.

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MPs' stark warning on day of Help to Buy launch

The government's popular Help to Buy mortgage scheme could threaten financial stability if it is mismanaged, a group of MPs has warned.

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Quarter of brokers report surge in Help to Buy enquiries

Mortgage advisers are reporting a rise in Help to Buy enquiries, despite the fact they are unable to places cases yet.

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UK house prices 5.8% higher than a year ago - Nationwide

UK house prices are now 5.8% higher than this time a year ago, according to Nationwide, but are still 7% off their 2007 peak.

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Stamp duty threatens to pervert Help to Buy effect - CML

The government is undermining its own Help to Buy scheme by imposing a large tax burden on first-time buyers, the Council of Mortgage Lenders (CML) has argued.

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RBS Intermediary Partners relaunches on Monday

RBS Intermediary Partners is to return to the mortgage market on Monday, the group has announced.

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BoE to turn off Funding for Lending tap for mortgages

The mortgage aspect of the Funding for Lending Scheme (FLS) is to be discontinued in light of improved market conditions.

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CML: No evidence of housing boom

The mortgage market is experiencing "strong upwards momentum" and gross lending may top £200bn for the first time in seven years in 2015, but there is little evidence of a housing boom developing,...

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Cable: Govt should reconsider Help to Buy

The government should reconsider its Help to Buy housing scheme, according to business secretary Vince Cable, who spoke of a "raging housing boom' in London and South East England.

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Mutuals mortgage lending doubles in 2013 while arrears fall

Mutuals and building societies have doubled their net mortgage lending over the last year, figures from the Building Societies Association (BSA) show.

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Quick Quiz of the week's news

How much do you remember from the last seven days in financial services?

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Santander cuts adviser fees for longer-term mortgages

Santander is updating its quality-based fee structure, including extending the assessment to loan terms of five years or more, resulting in lower adviser fees.

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Four things to tell clients about the new mortgage lending rules

New mortgage lending rules come into force at the end of the month. Here, Professional Adviser affiliate title, Your Money, assesses how they will affect existing and future homeowners...

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Economists heap pressure on Osborne over Help to Buy

Prominent economists have added to calls for the government to pull back from the mortgage guarantee element of its Help to Buy initiative, arguing it is no longer needed.

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Govt may 'pare back' Help to Buy after Carney's warning

The government may "pare back" its Help to Buy scheme if the Bank of England (BoE) believes it threatens the UK's economic recovery, Nick Clegg has said.

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FCA may restrict lenders' ability to alter mortgage terms

The Financial Conduct Authority (FCA) may restrict the changes lenders can make to mortgage contracts after assessing the fairness of the existing regulations.

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Stamp duty revenues 'soar to £8bn record high'

The housing market recovery helped stamp duty revenues soar by a fifth in 2014-2015 to a record high of £8bn, according to research.

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Labour makes first-time buyer stamp duty pledge

Labour would make first-time buyers exempt from stamp duty for purchases under £300,000, Ed Miliband is due to announce.

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Help to buy scheme to close this year, Treasury confirms

Chancellor Philip Hammond is to close the former government's help to buy scheme by the end of this year, saying it had "achieved its purpose".

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Help to Buy ISA 'a popular warm-up act for LISA'

The help to buy ISA has proved to be popular among savers, as more than 62,000 homes were purchased since its launch, with £54m in bonuses being paid out by the scheme.

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